The ABI Report on the Italian financial and credit markets reveals that bank deposits are stable, however, they face a remix in favor of deposits (increased by approximately € 50.5 billion in 2017) and to the detriment of bank bonds (in 2017, decreased around € 50.7 billion). It is not a surprise in light of the misadventures experienced by customers of defaulted banks. Look to medium-term effects: for savers, a choice of security that is discounted in terms of profitability; for banks, a decrease in a more stable funding, in some cases treated as equity increasingly required by supervisory authorities.